McMoney Review

Do you know, it’s possible to make money online by absolutely doing nothing? There are mobile apps that will pay you just to receive text messages. McMoney is one of the apps that will pay you to receive texts. This McMoney review will show you how the McMoney mobile app works and will help you decide whether it’s worthwhile.

Recently, I also reviewed a similar app called SMS Profit, which also pays to receive text messages. Make sure to check out my SMS Profit review as well.

What is McMoney?

McMoney is a mobile app that pays people to receive text messages. It is owned by, a communication and payment solutions platform. is an established company founded in 1999. This Netherlands-based firm is a global leader in cloud software for conversational commerce that enables businesses to provide a better customer experience.

McMoney claims to work with several mobile operators to improve communication systems. McMoney gets paid by these mobile operators to test and improve these text messaging systems. McMoney shares a portion of its revenue with people who sign up to receive test text messages.

Is MCMoney legit?

McMoney is a legitimate mobile app that enables users to earn money simply by receiving text messages.

With so many passive income apps turning out to be scams, you may be wondering if a mobile app that promises to pay people for doing nothing can be trusted. However, McMoney is not a scam, it is a legit mobile app that pays and I have personally earned money from it.

While this mobile app is legitimate, it has a very low earning potential. You can only make $1 to $3 per month. As a result, many people may regard this mobile app as a scam, but it isn’t.

How to use McMoney app

The McMoney app is extremely simple to use; there is literally nothing you need to do. Here’s how it works:

To get started, download and install the McMoney mobile app on your phone. The app is available for download from the McMoney website. I hate being the bearer of bad news, but the mobile app only works on Android phones.

To begin earning money on McMoney, you must first register and verify your phone number. Once your mobile number has been successfully added to the mobile app, you will start earning money every time you receive a text message. Messages are usually random and you can delete them whenever you wish.

That’s all there is to it. You simply need to wait until you reach the minimum cash-out amount to withdraw your earnings to your PayPal account.

McMoney Referral Code

McMoney offers a referral program, so you will receive a small signup bonus if you sign up using the referral code below.

McMoney Referral code: 4XRUQRAT

In addition to making money by receiving text messages on the app, the McMoney referral program allows you to earn money as well. You will earn $0.26 for every active user who signs up using your referral code. You can find your unique referral code, which you can share with others, by clicking on referral, as shown below.

McMoney review

How much does McMoney pay?

McMoney pays anywhere between $0.013 to $0.06 for every message you receive. The amount you will earn per message depends on your country. People can earn more money in some countries, while in other countries it might not be much.

The minimum withdrawal amount ranges from $1 to $6 depending on your country. You can request payment to your PayPal account once you reach the minimum withdrawal limit.

How much I earned on McMoney

I did a case study to see how much money one can make per month with McMoney. To ensure that the results were accurate, I decided to run this experiment for two months. During this time, I earned approximately $4.10.

McMoney review earnings

This case study clearly shows that you can earn around $2 per month. This does not, however, imply that you will be earning $2 per month, as earnings vary by country. Some people have reported earning $5 per month, while others have complained of earning close to nothing. On average, you can expect to earn $1 to $3 per month on McMoney.

If you want to maximize your earnings, consider downloading SMS Profit, which pays between 2 and 6 dollars monthly. Read the full SMS Profit review to learn how it works.

McMoney PayPal payment proof 

In the past few months that I’ve been using McMoney, I’ve been paid several times for simply receiving text messages. Furthermore, there are many people online who have also shared McMoney payment proofs.

If you’re wondering whether McMoney will pay you, don’t worry, McMoney will pay you for every message they send you, and you’ll be able to withdraw the funds once you’ve reached the minimum withdrawal limit.

Here are some payment proofs of the money I got paid for receiving text messages on McMoney.

McMoney review Payment Proof

McMoney review Payment Proof 1

McMoney payment methods

McMoney only uses PayPal as a payment method.

To request payments from McMoney, simply enter your PayPal email address and click the Cashout With PayPal button. The funds are transferred directly to your PayPal account. The only disadvantage is that receiving payments from McMoney into your PayPal account takes a bit longer. It takes about 4 weeks, whereas similar apps like SMS Profit, process payments within a few hours/days.

Is McMoney app safe?

McMoney is a safe mobile app that pays people to receive text messages. This is probably the most important aspect of this McMoney review, as most passive income apps are scams. So I completely understand if you are concerned about the security risks this app may bring.

Firstly, the mobile app does not require any personal information other than your phone number and your PayPal email address when creating an account. The PayPal email address is only used to send your payments. Therefore, none of your personal information is exposed.

McMoney is owned by, a reputable company that has been in business for more than 20 years. So you have nothing to be concerned about when it comes to whether McMoney is safe or not.

Apps like McMoney

McMoney is an excellent app for earning money by receiving text messages. However, there are other options, possibly even better ones. Here are apps similar to McMoney:

1. SMS Profit

Similar to McMoney, this app pays people to receive text messages. I run a case study comparing McMoney against SMS Profit for two months. I discovered that SMS Profit pays way more compared to McMoney, you can make as much as $6 a month using this mobile application. Read the full SMS Profit Review.

2. Google Opinion Rewards

This is a Google service that pays people to take surveys about Google products. Surveys typically take less than 30 seconds to complete. You might be asked what you think about a YouTube video you recently watched, or how you paid for the items you bought at the supper market.

3. Survey Junkie

This is yet another website that pays people to complete surveys. Survey Junkie provides high-quality surveys that typically pay between $1 and $3 per survey. These surveys, however, typically take longer to complete than Google Opinion Rewards’ surveys. Surveys may take anywhere between 10 and 30 minutes to complete.

4. Money SMS

This is another app that pays people to receive text messages; though I haven’t tried it myself, there are many people online who claim to have been paid by Money SMS for receiving text messages.

5. 1Q

This is a market research site that enables brands to interact with an audience in real-time. They do this through questions and answers, and you are paid for each answer you provide. Unlike other survey sites, 1Q pays instantly via PayPal.

Does McMoney work worldwide?

Yes, McMoney works worldwide. So anyone can download the McMoney mobile app regardless of the country they are based in.

However, keep in mind that McMoney pays out only using PayPal. So make sure PayPal works in your country before downloading the app because that’s the only way you can get paid.

Is it worth it?

McMoney is an app that lets you earn money without doing anything. If you’re wondering whether it’s worth it, the answer is yes, you should give it a try. However, keep in mind that the payout is very low. You can expect to earn between $1 and $3 per month, which may not be enough for some people. But for others, every little bit helps.

Earning money is always a good idea, but when it comes to McMoney, you can only earn between one and three dollars per month, which is typically quite low. For most people, such a small sum of money might not be worth the effort of waiting an entire month to receive it. However, for some people, three dollars can make a difference and help them buy one or two things they need.

Whether you want to use McMoney to earn some extra cash is entirely up to you. Personally, I don’t mind receiving random messages, and the additional two to three dollars I get each month helps me pay for my internet bills. Therefore, I find McMoney to be a worthwhile mobile app.

If you’re interested in giving McMoney a try and earning some extra money, use this referral code (4XRUQRAT) to receive a sign-up bonus.

MCMoney Review: Final thoughts

McMoney is a mobile app that allows users to earn money simply by receiving text messages. This mobile application is simple to use and earns you money passively on your phone. All you have to do is download and install the app on your phone and then register your phone number.

McMoney is a legitimate mobile app that pays people for simply receiving text messages; however, you should not expect to make much, you will only earn about $2-3 per month. Check out the following post if you want to learn how to make at least $1000 per month.

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